Life Insurance

Everyone will pass away eventually. The question is when. That’s why life insurance is one of the most important policies you can get in North Carolina. It offsets any financial burdens your family faces because of your premature death.

There are several types of life insurance. They include:

• Term Life: This is the most popular type of policy. For lack of a better analogy, purchasing a term life policy is like renting a house. You go under contract for a certain amount of time. The contract also dictates the premium you’ll pay throughout the specified time.
• Whole Life: In keeping with the house analogy, whole life insurance is like buying a home. You’re responsible for paying the policyholder a certain amount until you die. In return, the insurance carrier pays your beneficiary a Death Benefit once you pass on.
• Universal Life: This type of policy is a cross between whole and term life insurance. Universal life insurance gives you flexibility in terms of how much you pay yearly. The contract stipulates both a minimum and a maximum you must pay to get a certain amount of coverage. This amount determines if the policy is more like a whole or term life insurance policy.

Why Choose Us?

It’s impossible to put a dollar amount on how much your family means to you. But it’s still possible to ensure their future is financially secure if you pass away.

Our agents at the Sanders for Insurance agency in North Carolina will sit down with you to discuss what you need to protect and satisfy your family on a financial level. We agents bring industry expertise and creative thinking to the table. We will help you find the policy that places your family’s well-being first.

Life has a lot of surprises. Protect your family against the bad ones and provide them with financial security with a life insurance policy from the Sanders for Insurance agency. Contact us today to learn how to protect them from the unexpected and provide a financial safety net.