Home Insurance

From the Atlantic Ocean to the Appalachian Mountains, North Carolina is abundant in resources. The Sanders for Insurance agency has a different resource to offer - individualized and affordable home insurance for homeowners. If you live in North Carolina and want to protect your home and belongings, count on us to cover the Tar Heel State.

Homeowners Insurance in North Carolina

North Carolina law doesn’t require that homeowners have insurance. But lenders make it a rule for those who finance their homes. The coverage that homeowners’ insurance provides will safeguard your home and assets.

Most policies have the following features:

• Dwelling coverage: This protects the structure of your home, like the walls and roof. It also protects your porch and other attached structures.
• Other structures coverage: This protects fences, sheds, and other detached structures.
• Personal property coverage: This protects belongings like electronics, furniture, and clothing. It covers collectibles, art, and jewelry up to a certain amount. It’s a good idea to buy an endorsement to get the correct coverage for these items.
• Personal liability coverage: This protects your finances in case you’re legally responsible for damage or injury to someone and their belongings.
• Loss of use coverage: This covers costs from a living expense increase because your home suffered a covered loss and is being repaired.

Keep in mind that your policy has conditions and exclusions in it. We are happy to review your policy with you to help you understand what type of coverage you have.

What The Sanders for Insurance Agency Can Do For You

At Sanders for Insurance agency, our home insurance selection provides our customers with comprehensive home protection. We go above and beyond for you because we believe how we serve you is as important as the policies we provide.

Are you interested in learning more about our home insurance policies? Contact us today for more information.